# Sky.money - Curator on Morpho **URL:** \ **Category:** Sky money\ **Created:** [January 21, 2026, 1:44pm UTC](https://forum.morpho.org/t/sky-money-curator-on-morpho/2145 "2026-01-21T13:44:49Z")\ **Posts on this page:** 1\ **Page:** 1
**Author:** ![skymoney](https://dub1.discourse-cdn.com/flex013/user_avatar/forum.morpho.org/skymoney/32/808_2.png) [@skymoney](https://forum.morpho.org/u/skymoney)\ **Post date:** [January 21, 2026, 1:44pm UTC](https://forum.morpho.org/t/sky-money-curator-on-morpho/2145/1 "2026-01-21T13:44:49Z")
## _ **sky.money - Curator on Morpho** _ _With the launch of the **stUSDS / USDS market** and **USDS Risk Capital vault** on Morpho, Sky.money, the gateway to Sky, one of the largest DeFi projects, and its main product USDS, the largest yield-generating stablecoin, is introducing itself as a curator focused on expanding the utility, demand, and composability of **USDS-denominated capital**._ ### _ **Background** _ _Sky is building the next generation of on-chain financial infrastructure around **USDS** , with a focus on scalable, risk-aware capital deployment._ _As part of the sky.money growth initiative, sky.money is launching a series of Morpho vaults and downstream markets designed to support productive use cases for USDS while maintaining disciplined risk controls._ _The first deployment includes a **USDS curator vault** allocating exclusively to a **stUSDS / USDS Morpho market** , enabling both capital efficiency and native yield for USDS holders._ ### _ **sky.money Curated Vaults** _ _ **sky.money USDS Risk Capital Vault** This vault accepts USDS deposits and deploys them exclusively into the stUSDS / USDS Morpho market._ _Allocations are curator-managed, with no fees and no global cap at launch, and are designed to support early-stage growth and integration incentives while preserving conservative risk parameters._ _Vault yield is driven by market utilization and borrowing demand, with additional rewards distributed during the initial launch phase via Merkl._ ### _ **stUSDS / USDS Market** _ _The stUSDS / USDS market allows users to:_ - Deposit **[stUSDS](https://sky.money/features#expert)** as collateral - Borrow **USDS** against it under a conservative initial LLTV - Enable looping strategies that increase demand for stUSDS and deepen USDS liquidity _The market uses Morpho’s adaptive interest rate model and is seeded to ensure healthy utilization at launch._ ### _ **Rewards & Incentives** _ _At launch, Sky is providing **USDS incentives** to bootstrap liquidity and reward early participants._ _Incentives are distributed weekly, starting as a subsidy and transitioning over time into a sustainable integration-boost program aligned with real usage and capital efficiency._ ### _ **Earn with Sky** _ _If you are looking to earn yield on **USDS** or explore capital-efficient strategies using **stUSDS** , Sky’s curated vaults and markets on Morpho provide a transparent, risk-managed entry point._