Adding PAXG as collateral on Steakhouse steakPYUSD

Summary

This proposal announces the submission of PAXG as collateral on steakPYUSD for Ethereum.

Introducing PAXG

Paxos Gold is a token backed by gold that was launched in 2019. The underlying gold is stored in LBMA in London and Paxos is regulated by the NYDFS. PAXG can be redeemed for gold under specific circumstances. There are no management fees and the transfer fees have been removed recently allowing integration within DeFi. Paxos is also the issuer of PYUSD.

PAXG is currently around $500M market cap.

PAXG is listed on major exchanges like Binance, Kraken and Gemini. There is an PAXG/ETH LP pool on Uniswap V2. Nonetheless, trading volumes remain muted.

Market details

To avoid oracle issues, the market uses the Chainlink XAU/USD oracle. PAXG has an history of moving away from the gold price for short amount of times like on April 14th, 2024.

It is important to note that TradFi markets are closed in the weekends during which the price remains constant.

To compensate for those effects, the LLTV was set to 77%. We analyzed price fluctuation since 1978, and the biggest daily drop was 13.2% (the 77% LLTV allowing a drop of 23%).

steakPYUSD@Ethereum:

Next steps

We will add the market shortly. Please feel free to comment or ask any question in this thread or via DMs.

As always, Steakhouse vault holders can easily veto any change using the Aragon guardian over the next 7 days, which follows the best-in-class risk standard for lenders.

For reference, here is the Aragon DAO links where users can wrap their vault token and create a vote:

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